Useful Links and Resources regarding southern Alberta floods ...

As southern Alberta rebuilds from the significant weather events and flooding from June 19th, please find below helpful tips and resources on disaster recovery and insurance information.?
?
Disaster Recovery Handbook prepared by the Alberta Government

Insurance Bureau of Canada Tips Sheets regarding water and flood damage:
? Homes
? Vehicles
? Businesses

According to the Insurance Bureau of Canada, regarding insurance coverage:
??Talk to your insurance representative to make sure you have appropriate coverage.
??Sudden and accidental bursting of plumbing pipes and appliances is covered by all residential policies. However, damage may not be covered when freezing causes the escape of water.
??In general, overland flooding resulting in water entering a home is not covered. Overland flooding usually occurs when bodies of water, such as rivers, dams and other watercourses, overflow onto dry land and cause damage. Overland flooding and seepage can?t be covered by home insurance because it is only a risk for the small percentage of the population who live in a flood plain. Since the purpose of insurance is to spread risk among many policyholders, flood insurance for those at risk would be unaffordable.
??Water damage in a basement due to a sewer backup is only covered if specific sewer backup coverage has been purchased.
??Damage to homes caused by hail or wind is usually covered. This includes damage caused by flying debris or falling branches or trees, or damage caused by water entering through openings caused by wind or hail.
??Damage to vehicles from wind, hail or water is usually covered if comprehensive or all perils coverage auto insurance has been purchased. This coverage isn?t mandatory, so check your policy.
??In certain circumstances, homeowners who are unable to return home due to insurable damage are entitled to additional living expenses.

Alberta Government Useful Links
Flood?Recovery Information?
Press Release June 26th??

Flood cleaning tips:
??Re-entering your home
??Cleaning your home
? Removing mold?
??Disinfecting?water wells?
??Cleaning Cisterns

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Source: http://www.brokerlink.ca/blog/useful-links-southern-alberta-floods/

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